NEVER EVER lend money out! People I know have lent out money to family, friends, co-workers, etc. and they've either never gotten paid back or it took years for them to get their money back.
In case of an earthquake, don't go underneath chairs, desks, or anything. Better to lie down in fetal position next to chairs,desks, or anything. Because if you go underneath these things, you will get squashed.